Electronic Communication Disclaimer

Email Communication

DouglasBagwell Corp., and affiliated subsidiaries ("Douglas Bagwell", "DB Corporate", “Bagwell Group”, “Douglas Bagwell Group”, "DB Strategies", "DB Partners", "DB Advisors", "DB Capital", "DB Accountants", "Douglas Bagwell Philanthropy", and any other variations or affiliates), sends this email with the understanding that it is not engaging in the rendering of legal or investment advice nor investment services. This is not an offer to buy or sell securities. Information or opinions posted in this email are presented solely for informative purposes and is not intended to be nor should they be construed as investment advice. Douglas Bagwell makes no guarantee as to the accuracy, thoroughness or quality of the information, for either contents or links, and is not responsible for errors or omissions. The information contained in the email is believed to be reliable but no guarantee or representation is made as to its completeness or accuracy, and such information is subject to change without notice. The information contained in this or anything linked is not to be considered an endorsement by Douglas Bagwell. This email and any documents transmitted with it may contain information that is confidential or proprietary to Douglas Bagwell or is subject to legal privilege and is solely for the use of the individuals or entities to whom this email was addressed or intended.

Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and DB Advisors fees and any qualified custodian expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. See full disclosures for more information. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where DB Advisors is not registered. DB Advisors is a registered investment adviser with the State of Missouri and Nebraska and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Neither DB Advisors nor any of its financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. If you received this message in error, please immediately notify the sender by reply email and delete the message and any attachments from your computer or other device.

Any other use, retention, dissemination, forwarding, printing or copying of this email (or any portion of it) is strictly prohibited. All email sent to and from this address will be retained by the Douglas Bagwell corporate email system and is subject to review by someone other than the recipient.

Important Terms And Disclosures (“Terms”): Electronic SMS Text Messaging

This Douglas Bagwell Corp., electronic communication channel is a confidential SMS Text Message exchange between you (the intended “Recipient”) and a Douglas Bagwell Corp. and its subsidiaries, representative (“Sender”). By communicating with the Sender, Recipients U.S. residents  will continue to acknowledge these Terms, and acknowledge that standard text messaging rates may apply.

Please read carefully all of the following Important Information & Disclosures. 

Legal Entity, Regulatory Status & Business/Brand Name

“DB Partners” is a brand name for business conducted by DouglasBagwell Corp. and its subsidiaries and affiliates worldwide (together, “Douglas Bagwell”, “DB Partners” or “DB”).

In the United States, Douglas Bagwell & Co., LLC (collectively "DB ADVISORS") offer investment advice, which may include investment managed accounts, as part of its fiduciary services. such as brokerage and advisory accounts, are offered through qualified custodians which are members of FINRA and SIPC. Annuities and other insurance products are made available through affiliated companies that are NOT under the common control of Douglas Bagwell & Co. Products and services not available in all states or other locations.

INVESTMENT AND INSURANCE PRODUCTS ARE:

  • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

  • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY ANY BANK

  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Non-Reliance

These messages are NOT AN OFFICIAL CONFIRMATION OR VALUATION OF ANY TRANSACTION. Monetary transactions, fund transfer requests or trade instructions will not be accepted through this electronic communications channel. These messages are not an official confirmation of any transaction/order/fund transfer, or a valuation of any financial/investment product or vehicle. They do not represent an official account of the holdings, balances, or transactions made in your account. Please refer to your account statement for the official record of all of your account activities.

Nothing in these messages shall be regarded as investment advice given by DB and/or its officers, employees, associates or affiliated subsidiaries, irrespective of whether or not such communication was given at your request. Information contained in these messages should not be relied upon in isolation for the purpose of making an investment decision. Investors are urged to consider carefully whether the products, asset classes (e.g. equities, fixed income, alternative investments, commodities, etc.) and strategies discussed are suitable to their individual needs. Investors must also consider the objectives, risks, charges, and expenses associated with the investment product or strategy prior to making an investment decision. There may be different or additional factors which are not reflected in these messages, but which may impact on a client’s portfolio or investment decision. For this and more complete information, including discussion of your goals/situation, contact your DB ADVISOR representative. DB and its affiliates and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transactions.

DB does not guarantee that communications transmitted electronically (sent or received) are secure, accurate or complete as information could be intercepted, tampered with, corrupted, lost, destroyed or delayed or could contain viruses or malicious content. At DB, it is not our practice to ask you, nor should you ever post, transmit, discuss or provide access to confidential, personal, financial or other sensitive information on any channel that is not fully secure or protected. Please submit personal information to DB Partners and its subsidiaries through a secure manner (e.g., Secure Message Center, Client Exchange, postal mail, fax or in person). Although messages and any attachments are believed to be free of any virus, malicious content or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the Recipient to ensure that it is virus free and free of malicious content. By messaging with DB Partners, you understand and accept all risks associated with electronic communications.

Electronic communications are not a reliable means of communicating with DB. As such, DB does not accept any responsibility for the contents of any electronic communication or for any delays, inaccuracies or omissions in the receipt of your or other information to DB and disclaims all liability to the fullest extent permitted by applicable law for any loss or damage arising from any reliance on or use of this message in any way.

Sources. Data and other information used in these messages may be obtained from third party sources; however, DB does not represent or warrant its accuracy, reliability or completeness, or accept any liability for any loss or damage (whether direct or indirect) arising out of the use of all or any part of this sourced information. Any comments or statements made herein by the Sender do not necessarily reflect those of DB.

Third Party Websites. If we link to informational content on third-party websites; the posting of this material does not constitute an endorsement of the organization or the activity on the third-party site. By visiting a third-party site, you may be entering an unsecured website that may have a different privacy policy and security practices from DB standards. DB is not responsible for, and does not control, endorse or guarantee, any aspect of any linked third-party site. DB is not responsible for any direct or consequential loss arising from the use of such sites.

Retention and Monitoring of Electronic Communications

Please note that any electronic communication that is conducted within or through DB’s systems is subject to monitoring, review, retention and external production; may be stored or otherwise processed in countries other than the country in which you are located; and will be treated in accordance with DB’s policies and applicable laws and regulations.

Privacy & Security

Information you submit or exchange by text message is subject to our Privacy Policy, which can be found at www.douglasbagwell.com/privacy.

Confidentiality and Your Responsibilities

All messages are specific to the Recipient, and are provided on a confidential basis. Messages and phone numbers may not be sold, reproduced, redistributed or disseminated, in whole or in part, without the prior written consent of DB, except by the intended Recipient. If you are not the intended Recipient, you are not authorized to use the information in any message in any way. Please delete the message and notify the Sender immediately. Any unauthorized use is strictly prohibited.

Opting-Out

At any point, if you wish to stop receiving further electronic communications through this channel, please reply “OPT OUT”.

Disclaimer: Douglas Bagwell is not responsible for the content of third-party links and provides links to these resources for your informational purposes only.